Medicare Part G

If you have healthcare insurance in the form of Medicare Part A or Part B and you’re still worried about the other areas that this type of insurance doesn’t cover for, there is still a way you can get coverage for your needs. This is through the Medicare parts. From the name, you can assume that gaps with Medicare will be provided for by these plans. You just have to select the right plan; you have a choice from A through L.

Basic Coverage

With Medicare part G specifically, you can get coverage for most of your needs. Coinsurance with Medicare Part A and Medicare Part B as well as the first three pints of blood and Medicare preventative care under Part B coinsurance make up basic benefits you can get from Plan G. Costs after you’ve used up hospital benefits are also included here. As for preventative services under Part B, these are excluded.

Extras

After providing for the most basic, you can rely on Plan G to cover for things like at home recovery and skilled nursing facility care coinsurance. The deductible for Medicare Part A is also included. For excess charges under Part B, 80% of the costs will be shouldered by Medicare part G. For example, you have to deal with amounts that apply to doctor’s fees. You’ll be protected by Medicare part G. Additional costs with foreign travel emergencies as well as preventive care in Medicare Part B coinsurance are also provided for.

Now, the coinsurance and preventive care that is not provided for by Medicare and Medicare Part B deductible, you can it get from other Medicare parts.

Source

http://medigap-insurance.org/medigap-plans/medigap-plan-g/