Medicare Plan H

Itís a harsh reality that even if you have Medicare insurance, there might still be some needs and areas in healthcare that you need coverage for. To make sure that all ends are met on your health care needs, you can look at the various Medicare parts.

Coverage from Medicare Part H

For Medicare part H in particular, when you get this set up for yourself, youíll be protecting yourself from medical costs relating to things like coinsurance for Medicare Part A. If you rake in costs or when youíve already used up all your hospital benefits, Plan H will protect you. Coinsurance for Medicare Part B is also provided for but this doesnít include preventative services. For the cost of the first three pints of blood, Medicare part H will cover you. The same goes with Medicare Preventative Care under part B coinsurance.

Those mentioned above are just the basic benefits youíll get from Plan H. In addition to those, you have Medicare Part A deductible, coinsurance for skilled nursing facility and also cost for foreign travel emergency. If you find yourself outside of the US and you need medical attention for example, having a Medicare part H can spare you from additional costs of medical care outside the country. You won’t have to come out of pocket for those.

An important thing to remember in making a choice among the Medicare parts is that, Plan H has ceased to be sold as of June 1, 2010. If you bought one before that date, youíre still getting protection from Medicare part H.

Source

http://medigap-insurance.org/medigap-plans/medigap-plan-h/